// PAYING FOR SCHOOL

If you're like most students, tuition and books are top of mind as your number one expense. Remember to plan though for the other costs of an education, like compulsory student fees (to fund such things as recreational services), transportation costs and living expenses — whether that's room and board in residence, renting off-campus or living at home and covering basic expenses. And then, of course, there are the more exciting extras like a new pair of jeans or a night out with your friends.

It's not cheap. The average full-time student in Canada can expect to pay almost $5,000 a year in tuition alone, plus another $14,500 or more a year in total living and education costs.

Others have done it, and you can too! It takes a little planning and resourcefulness — and some persistence to go after what you want.

To start with, you'll need to tap into all the financing sources available to you, so be sure you've researched the scholarships, grants and loans that you may be eligible for. And, you may find it helpful to cut your costs wherever you can and take advantage of freebies and discounts. Also look for creative ways to get big savings on major expenses like books.

Remember: although your education isn't cheap, you can make it one of the most exciting adventures of your life, and you'll reap the rewards in years to come.