// LIVING OFF-CAMPUS
Renting your own apartment? Sharing a house with friends? Living away from home and off-campus is an exciting experience that brings a huge sense of independence, not to mention a few challenges. (Think roommates and dirty dishes).
When you leave the comfort of home or the dorm room, you're entering a world of rental agreements, paper work, bills, cooking and cleaning. But hey, that's the way the world works.
Being prepared is a big help. If you've never dealt with the world of landlords and leases, it helps to know a few basics about renting. It's also smart to add a couple of quick and easy dinner dishes to your culinary repertoire, so that you can eat well on a student budget.
Tense times with your roommates? Get talking! Communication is the best way to create domestic harmony — and that will help you focus on why you're here in the first place.
The tax credit, that is. You're entitled to get a tax credit for every monthly transit pass you purchase. Just be sure to complete your income tax return.
Make your utility payments automatic, and avoid pesky late charges. Just log onto RBC online banking to get set up.
A good relationship with your roommates requires sorting out the financial details up front. Talk about who's responsible for paying bills and rent, how you're splitting costs, and how you'll arrange meals and food costs.